Flexible Savings
Save at your pace.
Withdraw anytime.
mykolo lets you build the habit of saving consistently while giving you the freedom to access your funds when you truly need them. No lock-ins, no stress.
mykolo lets you build the habit of saving consistently while giving you the freedom to access your funds when you truly need them. No lock-ins, no stress.
Most savings products make you feel trapped. mykolo is different. It rewards consistency without punishing flexibility.
No large upfront commitment. Begin your savings journey with whatever you have today and grow it over time.
Need your money? Withdraw on any Nigerian business day. No waiting periods, no forms, no delays.
Watch your savings grow in real time. Every contribution is recorded and visible so you stay motivated.
Whether you earn a salary, run a business, or earn irregularly. mykolo flexes around your income pattern.
Deposit manually or set up automatic contributions. Everything is managed right from the yrkolo app.
Your savings are handled with strict internal controls. No third-party access, no hidden deductions.
Getting started with mykolo takes less than 3 minutes.
Create your yrkolo account on the app. Verification takes just a few minutes.
Name your plan: "Emergency fund", "New phone", anything, and set an optional savings target.
Deposit ₦1,000 or more to get started. Add more anytime, daily, weekly, or whenever you can.
Request a withdrawal on any work day and receive your funds. No penalties, no questions.
Join thousands of Nigerians building better money habits with mykolo.
