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Our Story

Built on a belief that everyone can build wealth.

yrkolo exists to make financial planning accessible and efficient for everyone, one disciplined saving habit at a time.

5,000+
Active savers
5
Savings plans
98%
On-time payouts

A personal passion that grew into a movement.

yrkolo began as Zomo Thrifts, a personal enterprise built on a simple belief: that disciplined saving changes lives. What started as a one-person mission to help people manage their money better soon outgrew its name.

As the community grew and the vision expanded, Zomo Thrifts evolved into a corporate organisation with a professional team, a stronger brand, and a sharper purpose. That evolution gave birth to yrkolo.

Today, yrkolo is a digital savings platform offering five distinct plans, each designed to meet you where you are on your financial journey, whether you're saving for the first time or building serious wealth.

yrkolo
Est. 2021 · Trusted by 5,000+
What drives us

Purpose-built for financial freedom.

Our Vision
The go-to savings platform, trusted by millions.
To become the platform millions turn to for financial independence, through disciplined and consistent saving that leads to real, lasting wealth.
Our Mission
Making financial planning accessible for everyone.
To deliver reliable savings services that make financial planning accessible and efficient for everyone, fostering a culture of financial well-being.
How we work

Principles we build everything on.

Every product decision, every feature, every plan traces back to one of these three commitments.

Discipline over impulse
We believe building wealth is possible through effective saving. Our plans are designed to help you stay the course, even when spending feels easier.
Full transparency
We monitor client spending and savings so you always know where you stand. No hidden fees, no surprises, no guesswork about your money.
Financial wellness first
We prioritise your actual needs, not upsells. Our goal is to set you on a clear, healthy path to financial success, not just to hold your money.
Rejoice Ehizomo Elabor, CEO of yrkolo
Founder & CEO
Rejoice Ehizomo Elabor
Chief Executive Officer, yrkolo.NG
Rejoice founded yrkolo on the conviction that consistent, disciplined saving is the foundation of every great financial story. What began as Zomo Thrifts grew under her leadership into a trusted digital platform with thousands of active savers and a growing suite of products designed for every stage of the financial journey.
"I don't just spend. I strategize."
Rejoice Elabor  ·  yrkolo.NG
Contact us

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Have a question about your savings? Need help with your account? Our team is always here for you.

yrkolo

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