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Goal-Based Savings

Set a goal.
Lock in. Win.

kolofocus turns your big dreams into daily savings actions. Set a target, pick a deadline, and let the plan do the accountability work for you.

kolofocus goal savings by yrkolo
70%
Threshold to unlock withdrawal
Any amount
Set your own goal target
4%
Annual management fee
100%
Yours at goal completion
Why kolofocus

Goals need structure

Wishing for something isn't enough. kolofocus gives your goals a plan, a deadline, and the discipline to see it through.

Name your goal

Give your savings a purpose: "new laptop", "rent", "vacation". Intentional naming keeps you motivated.

Built-in accountability

Withdrawals are locked until you reach 70% of your goal, keeping you on track without outside pressure.

Real-time progress

Watch your progress bar grow with every deposit. Visual milestones make saving feel rewarding.

Set your own deadline

Pick the date you want to hit your goal. Reminders and progress prompts help you get there in time.

Multiple goals at once

Run several kolofocus plans simultaneously. Separate goals stay separate. No mixing, no confusion.

For every goal size

Whether you're saving ₦50,000 for a phone or ₦5,000,000 for a car. kolofocus scales to your ambition.

iPhone 16 Pro · kolofocus 68%
₦680,000 savedTarget: ₦1,000,000
2% more to unlock withdrawal (70% threshold)
How it works

Goal to achieved

Simple steps. Real results.

1

Create a focused goal

Name your goal, set the target amount, and choose a deadline you're committed to.

2

Make regular deposits

Save manually or set an auto-debit schedule. Every contribution moves your progress bar forward.

3

Hit the 70% threshold

Once you reach 70% of your goal, withdrawal access unlocks, rewarding your consistency.

4

Complete the goal

Hit 100%? Celebrate! You can close the plan or redirect funds to your next focus.

Plan details

What you need to know

Withdrawal lockFunds locked until 70% of goal is saved
Minimum depositNo fixed minimum, save what you can
Fee4% annual management fee
DeadlineYou set it, flexible to your timeline

Stop wishing. Start saving
towards your goal today.

Your next big achievement is just a kolofocus plan away.

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